Understanding Our Service Agreement and Policies

Clear Central Mortgage Inc.

Effective Date: [ 04/13/2026 ]

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms and Conditions, all applicable laws, and regulations. If you do not agree, you are prohibited from using this site.

2. Use License

Permission is granted to temporarily access materials for personal, non-commercial use only. You may not:

  • Modify or copy materials
  • Use materials for commercial purposes
  • Reverse engineer any software
  • Remove proprietary notices
  • Transfer or mirror content

This license terminates automatically if violated.

3. SMS Text Messaging Terms

By providing your mobile number, you consent to receive text messages regarding your loan or services.

  • Message/data rates may apply
  • Message frequency varies
  • Reply STOP to opt out, HELP for assistance

Important: No mobile opt-in data or consent will be shared with third parties.

4. Disclaimer

All materials are provided “as-is” without warranties of any kind. We do not guarantee accuracy, completeness, or reliability.

5. Limitation of Liability

Clear Central Mortgage Inc. is not liable for damages including loss of data, profits, or business interruption arising from use of this website.

6. Accuracy of Materials

We do not guarantee all website content is current or error-free. Updates may occur without notice.

7. Third-Party Links

We are not responsible for external websites linked from this site.

8. Modifications

We may revise these terms at any time without notice. Continued use means acceptance.

9. Governing Law

These terms are governed by the laws of the State of Illinois.

🏡 10. Equal Housing Lender Disclosure

Clear Central Mortgage Inc. is an Equal Housing Lender.

We do not discriminate based on:

  • Race
  • Color
  • Religion
  • National origin
  • Sex
  • Marital status
  • Age
  • Disability
  • Receipt of public assistance
  • Exercise of rights under the Consumer Credit Protection Act

All applications are evaluated fairly and consistently in accordance with federal law.

🔐 11. Electronic Consent (E-SIGN Disclosure)

By using this website or submitting information electronically, you consent to receive communications electronically in accordance with the Electronic Signatures in Global and National Commerce Act (E-SIGN Act).

You agree that:

  • Electronic records and signatures are legally binding
  • Disclosures may be provided via email or website
  • You have the ability to access and retain electronic records

If you wish to withdraw consent, you must contact us using the information below.

🏛 12. State-Specific Disclosure (Illinois – IDFPR)

Clear Central Mortgage Inc. operates in compliance with the Illinois Department of Financial and Professional Regulation (IDFPR).

  • We are a licensed mortgage entity in the State of Illinois
  • Consumers may file complaints with IDFPR

Illinois Department of Financial and Professional Regulation
https://idfpr.illinois.gov
Phone: (888) 473-4858

🔎 13. NMLS Consumer Access Disclosure

Clear Central Mortgage Inc. is registered with the Nationwide Multistate Licensing System (NMLS).

You may verify our licensing information at:
👉 https://www.nmlsconsumeraccess.org

Company NMLS ID: 2561546

14. Contact Information

For questions regarding these Terms:

Clear Central Mortgage Inc.
8553 Ogden Ave, Unit 1
Lyons, IL 60534
Phone: (708) 847-5221
Email: gerry@ccmortgages.net

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